The Real Secret to Personal Finance  And no, it does not mean you have to stay in every night Photo from: Lifehacker.com Personal finances can be a scary subject. Usually, in college, most people try to avoid them. Looking at your finances can be stressful, upsetting, and cause a lot of anxiety. It is no secret college students do not have a lot of money. So, how are college kids supposed to save money? First things first, you have to overcome the fear. You cannot stay in the dark about your finances. Nor should you think that just because you have no money, there is no reason to budget, or try to save, because it would not make a difference.  When it comes to personal finance, it does not have to be boring and suck. And no, to be on top of your personal finances does not mean you need to stay in every night, and never go out and have any fun. The secret?  #1 It is all about having whatever YOU want How? How can I budget out my money, and save, all ...